Every diamond and jewelry item purchased from Ken K’s can come with an appraisal for insurance purposes upon request. (Minimum Retail Value $800) Having a qualified jewelry appraisal is essential to adding your new jewelry to your new or existing insurance policy. Whether it’s for insurance purposes or peace of mind, our on-site jewelry appraisers are trained and experienced to evaluate the true value of your piece.
Insurance Replacement Value: If you plan on adding your jewelry to an existing insurance policy or creating a new policy, your insurance representative will request an insurance replacement appraisal as documentation for your new jewelry.
Estate Value: Estate value is different than “Insurance Replacement value,” and estate value should be used in the following scenarios:
If you plan on passing down your jewelry to a different generation,
If you are dividing up an estate
If you are interested in selling a piece of jewelry
*Contact your insurance agent for your policy coverage options
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